Finance under the filing regime
Banks, brokers and lenders, where clearing the deep-synthesis filing is as much the product as the avatar.
- Agricultural Bank of China — Big-four megabank whose DH employee Yi Ming serves 100,000 client managers, with brand DH Nong Xiaoyun copyright-registered
- Ant Group (蚂蚁集团) — Alipay's parent group; its digital human work runs through Ant Digital and Ant Yikang's Afu app
- Bank of Beijing (北京银行) — Beijing city commercial bank fielding the digital employee Jing Xiaobao for advisory and wealth-management conversations
- Bank of China — Deploys named branch digital humans, including the Zhuang-dressed expo explainer Zhongxiaogui in Guangxi
- Bank of Chongqing — City commercial bank maintaining its branch DH system as tendered enterprise infrastructure, upgraded by iFlytek in 2025
- Bank of Communications — State bank running a Baidu-built enterprise-level virtual digital human system across its service channels
- Bank of Hangzhou (杭州银行) — Hangzhou city commercial bank behind the 3D virtual digital human Hang Xiaomei and an in-house digital-human Q&A system
- Bank of Nanjing — City commercial bank whose Silicon Intelligence-built digital employees Nannan and Jingjing were among China's earliest bank DH deployments
- Bank of Shanghai — Employs SenseTime-built digital employees Hai Xiaozhi and Hai Xiaohui across its app and branches
- Bank of Tianjin (天津银行) — A city commercial bank buying digital human platforms twice over, and lending against a digital human IP certificate
- Beijing Zhongke Jincai Technology Co., Ltd. (中科金财) — Fintech firm deploying digital humans in banking customer service; develops multimodal avatars and LLM-driven digital human agents
- Brilliance Technology — Beijing financial-IT company: motion-captured virtual host Xin Xin, digital humans for bank branches
- China CITIC Bank — Runs the digital-human wealth advisor Xiao Xin and an inclusive-finance DH family across its channels
- China Construction Bank — State megabank running named service DHs Long Zhiwei and Long Zhiyuan in its customer channels
- China Financial Certification Authority — The PBoC-organised national financial certification authority whose digital human A Zai became the financial industry's first metaverse digital-human standards verification unit
- China Guangfa Bank — Runs a digital-human consumer-protection presenter as its enterprise-IP digital employee across the branch network
- China International Capital Corporation — Investment bank that cloned more than 300 of its analysts as Analyst.Skill
- China Merchants Bank (招商银行) — Retail bank running the digital human Xiao Zhao in branch and community settings
- CITIC Securities — First brokerage running a disclosed AI digital-employee workforce — 18 digital doubles of frontline staff in production
- GRG Banking (广电运通) — Guangzhou state-controlled ATM maker whose fully offline front-desk digital human is on the four-ministry 2025 list and in ten-plus banks
- Guangdong Bozhong (广东博众) — Securities advisory whose investment-consulting digital human cleared deep-synthesis filing
- Guao Technology — Listed fintech whose Guao Finance product builds digital-human twins of finance personalities for investor education
- Guosen Securities — Runs 23 AI digital humans across five service scenarios, with avatars supplied by Fangzhi Technology
- Guotai Haitong Securities — Merged megabroker running normalized DH video broadcasts and the Lingxi AI-native app's advisor-plus-DH livestream mode
- Hengyin Technology (恒银科技) — Banking self-service terminal maker putting virtual digital humans in branch halls
- Hua Xia Bank — Beijing joint-stock bank: digital-human presenters at CIFTIS 2026 and digital doubles for its auditors
- Hunan Bank (湖南银行) — Provincial bank procuring a bank-wide digital human service layer
- Industrial and Commercial Bank of China — State megabank that builds its digital-employee workforce in-house, with branch DH Xiao Tian on duty since 2021
- Jiufang Zhitou (九方智投) — Hong Kong-listed investment advisory selling a productised Jiufang Digital Human
- Mashang Consumer Finance (马上消费金融) — Licensed consumer lender whose elderly-care digital human Peipei is a metaverse case study
- Nantian Information (南天信息) — SZSE-listed Yunnan SOE digital-services provider whose Smart Office Digital Human Platform productises digital humans for administrative work
- NeuralFin (突触科技) — NeuralFin builds AI and digital human tools for finance, backed by DL Holdings and major investors
- New China Life Insurance — Runs a digital human ambassador on its 95567 hotline and proprietary DHs for insurance public education
- Ping An Bank — Operates the virtual digital human IP Ping An Xiaocainiang and the Utopia Vision DH marketing platform
- Ping An Insurance (Group) (中国平安) — Insurance group whose PA GOODDOCTOR health flagship runs AI digital humans for 24/7 care, diagnosis and elder support
- Postal Savings Bank of China — State retail bank with its own CAC-filed DH driving algorithm and a named roster from teller Xiaolan to 3D employee You Xiaobei
- Shanghai Pudong Development Bank — Deploys the nation's first financial digital-human assistant, Baidu-built digital employee Xiao Pu
- Shenghua Julong (盛华聚龙) — Beijing banking-software vendor whose Zhifeng AI digital human fronts an AI-bank service deployed at a domestic private bank
- Synthesis Electronic (Shensi) — Jinan-listed identity-AI company whose NeRF-built digital human Xiaoshen hosts civic launches, with DH interaction patents into energy and service halls
- Szzt Electronics — Shenzhen-listed financial-terminal maker with its own digital-human engine, putting DH service fronts into bank halls and medical HarmonyOS scenarios
- Xiaoying Technology (小赢科技) — Shenzhen fintech operating Win-Daidai, a fully embodied generative AI digital human for 24/7 financial customer service
- Yixin Group (易鑫) — Automotive fintech whose AI all-in-one machine is guided end to end by a digital human